With the Communiqué on the Redetermination of Minimum Equity Amounts for Payment and E-Money Institutions(“Communiqué”), published in the Official Gazette dated January 30, 2025, and numbered 32798, the minimum equity requirements for payment and e-money institutions have been increased, effective as of June 30, 2025.
As known, in accordance with the Regulation on Payment Services, Issuance of E-Money, and Payment Service Providers, the minimum equity amount that payment and e-money institutions must maintain based on their services is reassessed annually by the Central Bank of the Republic of Türkiye (“CBRT”) in January and is calculated in June and December each year.
Updated minimum equity amounts under the Communiqué
The minimum equity amounts updated by the CBRT under the Communiqué are as follows:
| Relevant Institution | 2024 Minimum Equity Amount | 2025 Minimum Equity Amount |
| Payment institutions exclusively intermediating for payment of bills | TRY 10,000,000 | TRY 15,000,000 |
| Other payment institutions (Excluding those exclusively providing account information services) | TRY 20,000,000 | TRY 30,000,000 |
| Electronic money institutions | TRY 55,000,000 | TRY 80,000,000 |
Compliance period
The updated amounts will be considered in the equity calculations at the end of June 2025. Institutions are required to comply with the minimum equity obligations by no later than June 30, 2025.
You can access the full text of the Communiqué (in Turkish) here.
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